
In the third and final installment in our three-part series, we examine the most important questions for the future of real-time payments: will they ever take off in the US and the UK, and will they emerge as a truly global payment method?

To compete with other payment methods for consumer preference, real-time payments are expanding their “bundle” of services to include subscriptions, credit, and in-person transactions.

Card testing is one of the most significant fraud threats to Stripe users and the broader financial ecosystem. Stripe’s machine learning–based approach has led to successful card testing attacks on Stripe decreasing by 80% over the last two years.
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Ryan Drapeau·December 12, 2024AI & ML 
In most countries, the dominant means of exchange has rarely pivoted—and yet in many places around the world, it’s changing right now with RTPs.

By applying ML to the process of navigating SCA requirements, we’re helping users reduce checkout friction while lowering fraud and increasing authorization rates.
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Niall O’Hara·November 14, 2024Security 
Our new report highlights trends and insights from more than 2,000 subscription business leaders. We learned that churn continues to be a looming concern, with 72% of survey respondents saying they’re worried about churn impacting their bottom line.

Building our payment method A/B testing tool was an industry first, and we had to find creative solutions to some of the most complex scenarios in A/B testing. We’ll share the key decisions we made—and lessons we learned—along the way.

At Stripe Tour New York, we shared new ways to orchestrate and grow your revenue with Stripe Billing, including new features to help you better understand your revenue data and give you more flexibility in how you bill for usage.

Join us May 6–8 in San Francisco for Stripe Sessions, our annual user conference. We’re doubling the number of breakout sessions, expanding our training program, and adding a demo stage to showcase more of Stripe’s key updates.

Link’s newest feature, Instant Bank Payments, is priced at 2.6% + 30¢ per successful charge (a discount to cards), allowing you to benefit from the cost savings of bank payments while getting the speed of card transactions.

We’re announcing a host of partnerships that allow Terminal to work with more third-party hardware, processors, and point-of-sale (POS) systems.
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Annie Schmidt·October 9, 2024Systems 
We announced increased interoperability, major upgrades to Stripe Billing, new embedded components for financial services, and a lot more.

Our new release cadence and versioning system combines twice-yearly major updates with monthly feature enhancements, giving you the predictability and clarity that you need to better plan your engineering cycles.

We surveyed more than 2,000 subscription business leaders from around the world and learned that they increasingly want to experiment with pricing models, but there is one thing in their way: their billing systems.

We’ve been testing new developer tools with thousands of users, and today, we’re announcing that the first is available: Stripe Workbench, our new home for developers that helps you debug, monitor, and grow your Stripe integration.

Businesses tell us they’re interested in replicating the fraud prevention success seen in Europe by requesting 3DS. We had a front-row seat as Stripe users chose to do exactly that, but the results were very different from what we see in Europe.

Our usage-based product integrates naturally alongside your other billing pathways, while scaling with you as your usage-based pricing ambitions grow.

Buy now, pay later (BNPL) methods tend to be priced at a premium, so our users wanted to know whether the financial benefits would offset the added costs. We ran an experiment to help them assess when and how to offer BNPLs.

Last month we announced a new Billing migration toolkit designed to address your top pain points: engineering resourcing, the risk of disruptive errors, and migration time. Here’s how the migration toolkit addresses each.

If the first wave of digitization was about the move into streaming, the second is about optimizing the streaming experience. Top media companies are partnering with Stripe to add new content bundles, change pricing models, and personalize payments.

Today Stripe is launching a new way of logging in that makes it possible to have both speed and security: one-click login using passkeys.

This post highlights four ways embedded components can simplify the most complex payment workflows for platforms expanding to a new market or looking to reduce operational overhead.

Streamline team and role management from a centralized dashboard, search for customer and payment information across accounts, and run unified reports across your entire business with Stripe Organizations.

We announced AI-powered payments, our biggest-ever upgrades to Stripe Connect, new support for usage-based billing, increased interoperability, and a lot more.
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Will Gaybrick·April 24, 2024AI & ML 
Today, the most innovative changes in marketplaces are about providing more value to sellers. Many of them hinge on the kind of financial infrastructure Stripe provides.

Through app collections and embeddable apps, Stripe is providing more ways to discover tools that help businesses work more effectively.

Leading auto companies are partnering with Stripe to better serve their customers and find new revenue opportunities.
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Shrutisagar Chandrasekaran·February 22, 2024Engineering 
How Stripe built Smart Retries, which predicts the optimal time to retry a failed payment using machine learning algorithms trained on billions of data points across the Stripe network.
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Kiran Chandran·January 23, 2024AI & ML 
Stripe Sessions takes place April 23–25 at Moscone West in San Francisco.

Enterprise businesses turn to Stripe for innovation and reliability. Stripe has invested in enterprise payment solutions such as payment optimizations, payment method coverage, faster payouts, multiprocessor support, and streamlined account structure.

Startups and innovative enterprises are revolutionizing the way insurance policies are sold. Stripe provides the financial infrastructure that makes it possible.

We’re adding new features to our revenue and finance automation suite that make it easier for businesses to grow revenue and streamline operations.

Businesses spend vast resources attracting customers, only to lose sales at the very last stage of the customer journey—the checkout. We’re releasing new features to our optimized checkout suite to help businesses change that.

Stripe data shows that the creator economy has evolved but is still thriving. We’ve seen this evolution up close, as many of the largest creator platforms use Stripe Connect to onboard creators and pay out funds around the world.

You can now configure payment method settings from the Dashboard—no code required. We call this integration path dynamic payment methods.

Read a recap of Stripe Sessions 2023, our annual user conference, and new Stripe products and features launched in the past year.

Stripe is rolling out new tools that enable you to start, run, and manage an Instant Payouts program with a faster integration process, streamlined monetization, and no-code build options.

Learn about improvements to Stripe Elements. Build a frictionless and relevant checkout experience designed to increase conversion. Get started today.

Let customers instantly buy crypto within your Web3 app.

Learn more about Terminal’s latest updates which enable our users to reach more customers globally, start accepting in-person payments faster, and deliver a frictionless checkout experience for more use cases.

Bank transfers are essential to businesses but have been filled with friction. We’ve developed a better bank transfers solution that’s now available in the UK and EU, as well as Japan and Mexico.

Read a recap of Stripe Sessions 2022, our annual user conference, and new Stripe products and features launched in the past year.

Registration is open for Stripe Sessions—our annual user conference. Like last year, Sessions 2022 will be completely virtual, free to attend, and open to all.

Over 10,000 platforms use Stripe Connect to power six million businesses. We look back at a decade of growth and ahead to the future of embedded finance.

Stripe is expanding global payouts with crypto. Businesses can now use Stripe to send cryptocurrency payouts around the world, and Twitter has chosen Stripe to enable their creators to be paid out in crypto, starting with USDC.

Since we launched in Japan five years ago, our domestic and international users have told us that they want to pursue deeper, more natural relationships with their Japanese customers.

Today, we’re adding new no-code Payment Links features to help businesses increase revenue and introducing an API to automate workflows.

We’ve improved our machine learning performance and added features to help you monitor fraud and adapt to the latest trends.

With Stripe Tax, we make it easier for businesses to calculate and collect the right sales tax, VAT, and GST without needing to know the intricacies of tax rules or rates.

Stripe users in North America, Europe, and most of Asia can now support the top three ways Chinese buyers want to pay: UnionPay, Alipay, and WeChat Pay, which collectively account for 85% of online purchases by Chinese consumers.

We indexed the creator economy by measuring the growth of creator platforms on Stripe. Creators are coming online at a record clip—from all around the world. More and more are earning a living wage doing what they do best

Today, we're introducing the Payment Element, an embeddable UI component for your checkout flow that supports 18 payment methods with a single integration.
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Murray Chapman·October 20, 2021Frontend 
In the past five years, over 20,000 businesses have started with Stripe Atlas and have generated over $3 billion in revenue. We surveyed 1,000 founders—here’s what we found.

Stripe launches an extension for Visual Studio Code. Learn more about what features are offered and how to get started.

Maximize conversion, scale globally, and introduce new revenue streams with new products from Stripe.

Stripe’s SCA engine helps European businesses meet requirements and maximize conversion.

Over the past few months, we’ve added several new features to Stripe Invoicing to help any business get paid faster and streamline their collection workflows.

Join us for Sessions, our online conference happening June 16-30, for product updates, workshops, and talks.

Stripe businesses around the world can accept payments from more European buyers in minutes.

Making the Stripe Dashboard faster for creating payments, managing subscriptions, sending invoices, and other common workflows.