Stripe widens Terminal’s reach with new markets and integration options

Stripe has rolled out a fresh set of upgrades to its Terminal in-person payment platform. The changes span geographic expansion, new integration paths for developers, and extra features aimed at hospitality, service, and healthcare businesses. Stripe says the goal remains the same: making it easier for companies to handle payments across both online and offline channels.

Five new countries join the Terminal network

Terminal is now live in the Czech Republic, Finland, Italy, Luxembourg, and Portugal. That brings the total number of supported countries to 20, and Stripe notes that businesses can now integrate in-person payments there “in a matter of days.” Each market is fully certified, and readers come with built-in localization so existing integrations can be adapted with minimal extra work. Ordering via the API means merchants can ship readers to different countries without getting tangled in local logistics.

Lyte, a ticketing company, used Terminal to build its UK operation by copying its US workflow, a process the company says was quick and straightforward—and one that opened the door to broader European expansion.

A new server-driven path for developers

Stripe has added two new ways to build with Terminal beyond the existing Android, iOS, and JavaScript SDKs.

The server-driven integration lets a point-of-sale system accept in-person payments through the Stripe API, with no SDK required. Merchants in the US and Canada can get started with an internet-connected app, a BBPOS WisePOS E reader, and a short chunk of server-side code. That approach appealed to Nextech, which chose it because it matched the company’s infrastructure and gave it flexibility in choosing how to connect card readers. A typical API call looks like this:

curl https://api.stripe.com/v1/terminal/readers/tmr_EjcvfqQ9jotvgJ/process_payment_intent \
  -u sk_test_4eC39HqLyjWDarjtTlzdp7dc: \
  -d payment_intent=pi_3kjAGJJDeBv77tZ00hrI0fA6

In addition, Terminal now has a React Native library, which simplifies building cross-platform mobile applications and cuts down on the amount of platform-specific code developers need to write.

New features for changing purchase amounts and timing

A set of feature additions targets businesses that need more flexibility around when and how much they charge. Tipping is now supported both on the reader at checkout and on the receipt afterward, depending on which flow suits the merchant. Incremental authorization lets a single payment get bumped up without a second transaction—useful if a customer adds items to a tab. Flexible authorization windows allow businesses to collect card details for bookings and reservations early, then capture the payment later when the service is actually rendered.

There’s also a feature that lets customers save a card used in person for future online purchases, which should make repeat business smoother. For industries with stricter security demands, Stripe is offering PCI-audited point-to-point encryption (P2PE), which can reduce PCI scope, audit costs, and the time spent on compliance—relevant for education and healthcare, among other sectors.

Stripe says it will keep iterating on Terminal’s feature set as it hears from merchants about what else is needed. More information on the updates is available in the company’s documentation.