Sending Money to Third Parties at Scale, Without the Usual Friction
Sending payouts is often the slowest, most expensive part of running a global business. Companies juggling multiple currencies face repeated FX fees, bespoke compliance work, and custom-built forms to collect recipient bank details—all before a single payment lands. Stripe's answer, announced at Stripe Sessions 2025, is Global Payouts: a way to fund, hold, and send money across borders from a single platform.
The feature targets a broad range of use cases, from insurers settling claims and fintechs disbursing funds, to retailers issuing rebates and businesses paying contractors or affiliates. Turo, an early adopter, has already used it to process over $160 million in claims with a 99.5% success rate.
One Balance for Everything
Traditionally, moving money between payment processors, banks, and payout providers takes days and multiplies FX costs—you pay once to store funds in multiple currencies and again when paying out. Global Payouts collapses that workflow by letting you fund, hold, and send money entirely within Stripe. Even if you don't process payments on Stripe, you can fund your Stripe balance from an external bank account via the Dashboard or API.
Once funded, your Stripe balance can now store money in multiple currencies. With Global Payouts, you can send those funds directly to recipients in more than 50 countries, meaning currency conversion fees only apply when you actually need to convert.
Launch in a Day, Not a Quarter
Not every business has the engineering bandwidth to build a custom payout system from scratch. Global Payouts offers two integration paths. The no-code route lets you collect recipient details via email and automatically trigger payments. For fully tailored flows, the Stripe API supports custom UIs and automated payout logic—no matter which approach you pick, you still get Dashboard access to reporting, team permissions, one-off recipient corrections, and data extraction to your warehouse via Stripe Data Pipeline. The embedded Sigma Assistant also accepts natural language queries for data analysis.
The result is that companies ranging from startups to major marketplaces have made their first payout within hours of going live. UrbanSitter reports that the service has been transformative for its engineering team, saving hundreds of hours and delivering a seamless recipient experience for its fastest-growing business segment.
Fixing the Data Entry Problem
A large share of payout failures stem from recipients manually mistyping their own bank details. Global Payouts tackles this by integrating with Financial Connections, letting recipients link their account via a bank login instead of typing numbers into a form. This also enables verification of both recipients and their bank details, adding a layer of fraud protection.
The numbers speak for themselves: businesses using Financial Connections for recipient data collection have seen an 88% reduction in failed payouts compared to manual entry.
Roadmap
Over the next year, Stripe plans to extend Global Payouts to more than 100 countries, with support for local currencies and stablecoin settlement. It also intends to expand the feature's availability to businesses based in Europe. For now, the service is documented in the Global Payouts docs.
